1.Commission Structure

Approved affiliates earn commissions when a customer makes a purchase using their affiliate link. Current commission rates are:

• 20% commission on eligible Nuggets of Wisdom products created and owned by Natalie Brobst
• 10% commission on Living Lights Curriculum
• 8% commission on eligible contractor or partner products sold through the Nuggets of Wisdom website

Commission rates may change during special promotions or campaigns.

2.Cookie Duration

Affiliate links use a 45-day tracking cookie.

If a visitor clicks your affiliate link and makes a purchase within 45 days, you will receive credit for that sale.

3.Payment Schedule

Affiliate payouts are issued monthly on the 27th. Payments are only issued for completed purchases after the refund window has passed.

At this time, payouts are issued by check mailed to the address on file or PayPal.

*Any fees associated with PayPal payouts will be the responsibility of the affiliate receiving the payment. These fees will be deducted from the affiliate's payout.

Affiliates are responsible for ensuring their mailing information is accurate.

Affiliate commissions are only paid on completed sales. If a purchase is refunded, cancelled, charged back, or disputed, the corresponding commission will be reversed or deducted from the affiliate's account balance.

4.Contributor & Affiliate Commission Policy

Some Nuggets of Wisdom products are collaborative products created with contributing authors or curriculum partners. These products include but are not limited to:

• Living Lights Curriculum
• Nuggets of Wisdom Subscription Bundles

Contributors to these products may receive a revenue share or royalty as part of their contributor agreement.

To maintain fair compensation across the program: Contributors may not receive both a contributor revenue share and an affiliate commission on the same product sale.

If a contributor promotes a product they helped create using an affiliate link, the contributor will receive their normal contributor revenue share only, and no additional affiliate commission will be issued for that product sale.

Contributors are still eligible to earn affiliate commissions on all other Nuggets of Wisdom products where they do not already receive a revenue share.

Affiliate commissions apply to the initial purchase only unless otherwise stated.

5.Acceptable Promotion Methods

Affiliates are encouraged to share Nuggets of Wisdom using:

• Blogs
• Email newsletters
• Homeschool groups
• Social media
• Curriculum reviews
• Resource lists

Affiliates should promote products honestly and clearly.

6.Prohibited Practices

Affiliates may not:

• Send spam or unsolicited emails promoting Nuggets of Wisdom
• Misrepresent Nuggets of Wisdom products or curriculum
• Use deceptive advertising or misleading claims
• Bid on Nuggets of Wisdom brand name keywords in paid advertising without written permission
• Use affiliate links for personal purchases

Violation of these rules may result in removal from the affiliate program and forfeiture of unpaid commissions.

7.Independent Contractor Status

Affiliates participating in the Nuggets of Wisdom Affiliate Program are independent contractors and are not employees, partners, or representatives of Nuggets of Wisdom.

Affiliates are solely responsible for their own business practices, marketing activities, and compliance with applicable laws and regulations.

Participation in this program does not create an employment, partnership, or joint venture relationship.

8.FTC Disclosure Requirement

Affiliates must clearly disclose their affiliate relationship when promoting Nuggets of Wisdom products. Examples of acceptable disclosures include:

• “This post contains affiliate links.”
• “I may earn a commission if you purchase through my link.”

Disclosures must comply with the guidelines of the Federal Trade Commission and must be clearly visible to readers.

Failure to properly disclose affiliate relationships may result in removal from the program.

9.Limitation of Liability

Nuggets of Wisdom is not liable for indirect, incidental, or consequential damages related to participation in the affiliate program. This includes, but is not limited to:

• tracking failures
• website outages
• lost commissions due to technical errors
• interruptions in service

Total liability shall not exceed the total commissions paid to the affiliate in the previous twelve months.

10.Intellectual Property Protection

Affiliates may use the Nuggets of Wisdom name and approved promotional materials solely for the purpose of promoting Nuggets of Wisdom products. Affiliates may not:

• modify the Nuggets of Wisdom logo
• create misleading brand representations
• claim ownership of Nuggets of Wisdom materials
• reproduce or distribute curriculum materials without permission

All intellectual property remains the property of Nuggets of Wisdom.

11.Fraudulent Activity

Nuggets of Wisdom reserves the right to investigate and reverse commissions resulting from fraudulent activity, including but not limited to:

• self-referrals
• fake transactions
• coupon misuse
• automated or bot traffic

Accounts found engaging in fraudulent activity may be terminated and unpaid commissions forfeited.

12.Right to Modify or End the Program

Nuggets of Wisdom reserves the right to modify, suspend, or terminate the affiliate program at any time. This includes changes to:

• commission rates
• payout thresholds
• program policies

Affiliates will be notified of major changes when possible.

13.Educational Disclaimer

Nuggets of Wisdom provides educational resources and curriculum materials. Results may vary based on each family's educational approach and implementation.

14.Coupons on Public Websites

Affiliate coupons may not be listed on public coupon websites.

15.Governing Law

These terms shall be governed by the laws of the Commonwealth of Pennsylvania.